5 Do’s & Don’ts To Saving Money

Money, ma, ma, Money ooo I want that ma, ma, money…

If you don’t know that song I can’t find it so, I will link it below for you if I can find it but, this is the general jist; in life you need money. Money is frustrating it comes and goes. Most of the time it goes… It’s almost like watching every hour you spend working get wasted. Might as well take your weeks wages and toss them overboard right?

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Umm… not exactly. It’s called saving and spending wisely. Yes, money is so fucking annoying but, unfortunately it’s needed so, we must be smart. I am by no means an expert when it comes to saving but, I do have some steps that will hopefully help you.

  1.    Do                         

You may need more than one job which, means you will have a side hustle. I am all to familiar with side hustles. Unless you are on salary like, making big bucks side hustle will be where you are racking in a few extra bucks . It’s just way the cookie crumbles. We are in the age of the internet which is lucky for us. Use it to find something you are interested in such as, freelance work, pet sitting, house sitting( if you can work online and house sit you won’t have any rent expenses etc.. bonus!!). The possibilities are literally endless. If you aren’t currently working I don’t know how you are paying for anything but, you need to get on it!

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2.    Do                           

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Loves save your money! I know that new top or new gaming system looks awesome but, you currently can’t afford extras! After your expenses like rent, car etc save 75% of the rest of the money you have left over. 25% you can use to save up to go out to eat or, just for a fun night. I would say 50% in the savings account if you can. That is when the side hustle comes in… if your regular job only covers your bills your side hustle will go into savings. If you don’t have a savings account make sure you open one!

3.     Do                     

 

Bitch you’re on a budget! It’s not time to spend frivolously… Build your budget and stick to it! Your budget should include everything you need to survive. Don’t go over your budget!

 


 

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4.       Don’t               

 

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Shopping for items like clothing etc.. should either be built into your budget or, you need a new plan. If you are addicted to fashion I’m gonna need you to take a deep breath. Did you take one? Okay, you can not go shopping for clothing, shoes, accessories etc. Here is why, constant spending, not in the budget! Instead, go with a capsule wardrobe with 37 pieces of clothing for three months, basically a mini wardrobe for each season. It will prevent you from over shopping and, you should have a nice amount of cash at the end of each three months to buy a new piece for your wardrobe. Consider shopping at a thrift store it’s inexpensive and, can give your wardrobe a nice vintage feel.

 

 

5.     Don’t                

Oh the credit card. It’s not even the credit card itself it’s the obnoxious interest rate that literally makes you want to get in a ball and, cry haha. Okay I’ve been there especially with my business and, my rule now is do not swipe unless you have the money in the account. If your limit is higher than what you make in a month or two and it’s going to take you a year or more to pay it, abort!! Yes, you have to build up your credit but, do it in a smart way. Make sure you have the money to pay it over the course of a couple months. Otherwise interest rates are super high and, you will just get hit with that every month, trust me it’s horrible and, don’t do it!

 

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I hope these do’s and don’ts have helped you learn to save some of your cash money. If you have a specific topic you’d like me to cover please let me know in the comments. I will do my best to post about it in the upcoming weeks.

Have an enlightening and, adventurous day,

allie

 

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Nothing Fits Why….

Hello Loves,

So, the other day I was searching and, searching for affordable ethical clothing that will fit me and, honestly there is not much. I think I chatted with you all about not really finding to much at thrift stores that fit my size and, that 90% of my wardrobe is from Poshmark; I was not joking if you ask my friends and, family whenever anyone asks, “where did you get that,” I always respond, “Poshmark.” I absolutely love Poshmark but, sometimes I get really frustrated and, just want clothing that fits well on me. I don’t think it is to much to ask for clothes that fit, especially my chest. I’m sure most of you can relate when it comes to romper, jumpsuits, suits etc. There is always something wrong with a piece of clothing that just doesn’t fit quite right. Now, I am not an expert at sewing, in fact, you could call me a beginner but, I am determined to make myself some clothes that fit really well. I took pictures of items I liked that I want in my wardrobe fitted to my size. I know I’m not going to be able to whip up a dress right away; I do plan on practicing but, I am on a mission to get fabric I love that is ethical and, start sewing away. I do not know how long it will take me but, I’d like to have 10 summer outfits by June. It may be a bit presumptuous however, I would really like some clothing that fits to perfection. I have sewn before and, have made a few pieces but, nothing to this extent without the supervision of a fashion professor. This has been a long time coming especially now that I am a supporter of ethical fashion. I would like ten outfits that are casual/one’s I can wear out, 3 workout outfits and, 3 bathing suits. I will have to figure out how to make all of these things, where I can get fabric and, what time span I am looking at. I made a romper in a 2 hour and 45 minute class over about 13 weeks .  I was done early and, that is because I had an amazing lady next to me who sewed in high school and, she helped me figure out the pattern and, how to sew some of the pieces together. I was also, determined to get it done. That is less then 39 hours of work so, if I can get one piece done a week it will take 16 weeks to accomplish a ten piece summer collection. If I start at the end of January I should be done by end of second week of May. I have to purchase all fabric etc.. which can be very pricey but, it is custom made which could cost thousands of dollars and, I think it will be worth it as long as the pieces are wearable… I am also, on my way to losing weight and, I don’t want there to be a problem that all the clothing is too big so, I will have to see if a tailor or I will be able to take in the clothing. I am so excited/nervous to accomplish this. Please let me know if you would like a series about making clothing without really knowing everything about sewing. I am sure I will learn a lot. If you have any tips please let me know in the comments below. I think I will talk about this on my YouTube Channel as well so, if like to watch videos instead of reading I will leave my channel link below. If you want to follow my progress through instagram you can on @foreverseekingwanderlust and @allievluv.

Have an enlightening and adventurous day,

allie

 

My YouTube Channel: https://www.youtube.com/channel/UC9lSYWyJqDEXe_-toxR7PvQ

 

 

 

 

Amazon Raises FBA Fees

Ciao Tutti,

Amazon just released there fee changes for 2017 and, Amazon FBA sellers are freaking out… Now, it does change a few things when it comes to selling as an FBA seller but, they change their fees every year. Amazon is trying to weed out the FBA sellers that aren’t committed to really selling on Amazon and, honestly I couldn’t be happier. Although, I am not that thrilled about the fees which, I don’t think any seller is, it just changes how I will be selling on Amazon. Instead of having lower priced books I will have to stay within $10-$15 at the lowest instead of $6-$8 at my lowest. For some reason this is not registering for other sellers and, they are fed up with Amazon claiming they will go switch to ebay. I have been doing quite a bit of research and, ebay is not a bad place to sell although, I haven’t done enough research to really sell on ebay. I have tried to sell on ebay and, it was a bit of a bust so, research is necessary to sell at least for me. I also, need a niche when selling on ebay. It is a good idea not put all your money into one item or one place it should be spread out in case it does not work out. I have been only selling on Amazon FBA for two years seriously. I have a business plan set up for each year which, tells me how much I need to purchase of each category and, how much money I will need each month to do so. With not having a large amount it is quite difficult to accomplish but, I will talk about how I semi-support myself while trying to build up my Amazon sales in another blog post.   So, my strategy this year will be slightly different more expensive books for full price book sale, half price will be a little cheaper and, box day will be $10 books instead of $5-$8 books. Adjusting with the price change that happens every year is important especially with gas changes etc. Just like we have to adjust to the economy so do our businesses. So, if you are an FBA seller take a breath and, adjust as needed just like every year especially if you want to continue on with your business.

Have an enlightening and adventurous day,

allie

How To Afford A New Camera

 

Ciao Tutti,

You may be seeing the quality of my YouTube Videos has elevated not only in the past year but, in the past several vlogs.  Well, that is because I got a new camera! I have been wanting one with a flip screen for awhile and, have not been able to afford it. In fact this is the first camera that I have purchased my other two cameras were Christmas presents. This camera was not cheap and, it is not solely mine. When I was looking to purchase the camera my brother decided that he would split the cost with me and, we would share the camera. Knowing, that I would be using it quite a bit more than he would he still decided that it was a good idea. We all know I am not rolling in dough as I talk about in almost every post… But, what we do know is that I like to hollar on a dollar. I am testing many ways to make money and, have been having an interesting time with that. If you want to learn more about that I will leave the link below. I really hunted for this camera and, so did my brother. I watched probably about 10-15 videos and, blog posts to find the right camera for what we needed without spending over $700. Finally we found the right one and, it was around $650. So, $325 each which is much more do able compared to $500-$700 by myself. Not only did my brother split the camera with me he said I only have to pay half and, he would make the other half my birthday/Christmas present. I mean, do I not have the best brother. So, that leaves me paying $162.50 for a over $600 camera… My advice is to split the cost of the camera with a family member or, you can do what I was going to and, save up for half then pay it over over the course of a couple of months. Make sure you don’t go in buying a camera that you will not be able to afford. If you can not afford a camera use your phone once you start to make money off of the video or pictures grow your cameras. It is funny I kind of think grow your camera with your videos. I kind of did the opposite kind of… My first camera I did have for four years before I got my first EOS last year for Christmas. It was my gift from the whole family as it is expensive. My first camera still works but, I needed a better quality as I was getting paid to do a few videos and, the filming was a nightmare… The focus wasn’t working for long videos you have no idea how many times I would lose footage, the camera won’t be recording and, how long it would take to set it up because I would have to replay the camera to see if I was even in the video and, adjust it… When I say nightmare I really mean a nightmare. When I learned that I could hook my EOS up to my laptop and, adjust it through there it was amazing… I still couldn’t see myself in the camera but, I could see myself on the laptop. For a year this is how I filmed and, it was not without its problems. Finally I have Cannon EOS M3 ahhh… If you watch it you will here in my video below that I am so excited about the focus. A true vlogger when you get excited about how clear your focus is… I have filmed vlog style and, filmed videos where I am just sitting and, I am in love with this camera. It is my favorite that I have used to film so far! The fact that I can flip the screen and film myself is just absolutely amazing! I defiantly recommend this camera if you need a new one. It also, takes beautiful pictures. Right now I only have one lense for this camera so, if I end up getting more at some point I will fill you in. I am currently in camera heaven, this camera has been such a dream so far.

How To Afford A New Camera List:

  1. If you can’t afford a new camera use your phone or find a inexpensive one at a garage sale or secondhand store
  2. If you are serious about filming grow the camera with your Channel or by how many clients you have
  3. Get a side job there are many online:http://thatsabang.blogspot.com/2016/11/making-300000-blogging.html
  4. Split the cost with a family member that you can trust
  5. Save over the course of the year
  6. Sell your pictures now or get some of your videos sponsored so, you can afford your dream camera
  7. Buy on huge sales such as cyber Monday

Have an enlightening and adventurous day,

allie